Fucking websites no credit card

Once you’ve convinced the credit company that you’re semi-trustworthy, they give you a piece of plastic with your name on it and link it to a line of credit. The best thing you can do is imagine your credit card company as a really shady and really fucking mean loan shark. He doesn’t know you yet and you probably don’t have a credit history or make all that much money because you’re a poor college student, so he’s not going to trust you with very much right now.

So you have this money available to you and you can use it anywhere, at any time.

Fucking websites no credit card-26Fucking websites no credit card-3

If you do get a debit card, be sure to swing by @tinyadventureclub to pick up your Debit Card Merit Badge!

Some people who have an Apple ID will never use it to purchase anything -- sticking instead to the free apps on the service.

Credit cards are a good little buffer that can get you out of some tight jams. That means Personal Identity Number and I really shouldn’t have to explain beyond that. Some asshole snagged your new card out of your mailbox and went to town with it, or maybe your numbers were stolen a la last year’s Target debacle.

Also, credit cards come with great rewards programs, which I talked about in my previous post. So, ideally, no one knows your PIN or can sign your name like you do. Statistically, unless you know the fucker, the chances are pretty good that the guy who stole your debit card won’t know your PIN, and he’ll have to run the card as credit. If you report these, the credit card might be able to cancel the charges or at least take them off your account.

That little Mastercard or Visa logo is probably why people don’t know the difference between credit and debit.

Think of it this way, debit cards are like checks in digital form. This could be a lot or this could be absolutely fucking nothing if you’re poor as dirt (like me).

It’s entirely up to you and your financial situation which card you choose to get and which you choose to use at what time.

I recommend having both, but this requires a lot of financial responsibility and some of you may not be up to the challenge.

So anyway, now you owe a shit ton of money because you used more than you had. Maybe you’re one of those poor unfortunate souls that only gets paid once a month and you’re still a week and a half away from payday and no matter how much you want to see the Wiggles, you need like, food and shit.

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